If you do not

• share ownership of your home with a live-in partner or

• relative, or

• if you do not have dependent minors or

• elderly or

• incapacitated relatives ​

living with you, and you have to go into care, your former home is now simply another asset that is assessed against the capital limit. 

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There are actions that you can take which give you benefits other than just the benefit of removing the value of your home from the financial assessment carried out by the Local Authority under the Care Act, and which you can show you have therefore not taken simply for that purpose.

 

The concept is similar to that used for a couple, but is more bespoke.  It is not based on the use of a Will and differs in other ways to take account of the different circumstances.